When you’re out on the road, you want to make sure you’re protected in case there’s an accident. At Monument Insurance Services we use our years of experience to tailor the right insurance plan to your needs. Most auto insurance policies protect you from financial loss in three key ways: property, liability, and medical coverage. Property covers damage or theft of your car. Liability covers your legal responsibility to injury or damage caused to others, and medical covers the cost for the treatment of injury, rehabilitation, lost wages and funeral expenses. The right insurance policy gets you back on the road if your car is damaged in an accident, fire, theft, or another covered event.