Your home is one of your most valuable assets, so make sure its protected with the right insurance policy. Not only does a standard policy provide financial protection against disasters, but it also covers the items inside the home. Think of a homeowner’s insurance policy as a package. Yes, it covers damage, but it also provides liability protection for injuries and property damage caused by you or your family members. This includes damage done by household pets. In most cases, your insurance policy will cover most disasters, but there are exceptions. Specifically, damage caused by floods, earthquakes or poor maintenance will not be covered. You need to purchase separate earthquake and flood insurance policies, but maintenance-related problems are the homeowners’ responsibility. Call us for free quotes! We find the best rates for multiple carriers. We also handle all the necessary paperwork.